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Dec 19th 2018, 10:22 AM   #16
 Alpine 318is's Avatar
  Jun 2016
  Kirkland, WA

  2011 Triumph Daytona 675, 2005 GSXR 600
State Farm has been the best for cars for me
Progressive has been the best for Motorcycles (2011 Daytona 675)
Dec 19th 2018, 10:48 AM   #17
  Jan 2016

  2018 Kaw Ninja H2 SX SE
As you all know there are 3 basic components to Insurance: Liability, Comprehensive, and Collision.

Liability for bikes is kind of silly, except for the medical coverage for your passenger if you have one.

Collision will cover your bike if you crash it. And doesn't make sense for older bikes or bikes without lienholders that can be fixed for less than the cost of Insurance IMHO, lots of boy racers crash their bikes and are driving up the cost of this coverage.

Comprehensive will cover theft or damage to your bike from natural causes or maybe tipovers.

All of these hazards can be avoided by being careful. Oregon will not renew your registration without Coverage. And Progressive will not let you carry Comp only because the State of Oregon requires Liability.

And so it goes... your comments and views are welcome.
Dec 19th 2018, 11:01 AM   #18
  Jan 2016
  Sandy, OR

  2009 VFR, 1990 GSX-R750, 1983 CB1000c
My wife and I have Safeco on the VRF800 & Ninja 650R, very good coverage and Trip Interruption Around $800/yr for both bikes in OR
Dec 19th 2018, 11:48 AM   #19
  Jan 2016

  2015 Kawasaki Ninja ZX6R, 2014 Kawasaki Ninja EX300 CRF250x, CRF150RB. XR100
State Farm $312 month 3 vehicles, 2 street bikes '15 Ninja ZX6R '14 Ninja 300, toy hauler. And this includes a child under 25. Full coverage comp, collision.
Dec 19th 2018, 02:36 PM   #20
 bumblebeetuna's Avatar
  Feb 2016

56 a month for a R1M and 46 a month for a RSV4 through State Farm for full coverage. Helps to put multiple vehicles including car and renters/home insurance. Over 40 so it helps to:P

Progressive was cheap with other bikes, but they tried to bend me over for 5k a year for the R1 when I bought it. They also had some better add ons for policies regarding aftermarket crap, gear or medical bills.
Dec 19th 2018, 02:53 PM   #21
 route246wraith's Avatar
  Jan 2018
  near the Socialist Republic of Seattle

  '13 BMW S1000RR
$59/mo. for the S1000RR with two other car policies, all with full coverage at Geico. Depends on the deductible you choose, age, etc. Hard to compare with so many variables.

Just for grins, I called Geico, asked if they offer additional discounts for MSF instructors, and they brought the premium down lower to $49/mo.
I renew in Feb, and the agent said I would be enjoying a renewal discount at that time as well. Nice.

Edited by route246wraith on Dec 19th 2018 at 04:27 PM
Dec 19th 2018, 03:48 PM   #22
 mjh937's Avatar
  Feb 2016
  Bellingham, WA

  Yamaha FZ-07
I use State Farm and pay about $270 per year for one bike. I have all my car and homeowners insurance with them too, so I expect they makes a difference.
Dec 19th 2018, 05:45 PM   #23
 Akdawg's Avatar
  Dec 2018
  Goldendale WA

  Classic Sportsters, Triumph & BSA
State Farm they let me switch bikes up down (suspend) if Im not using one etc. Have house, truck, 5 of the 7 bikes insured, happy with the rates.
Dec 20th 2018, 07:45 AM   #24
  Apr 2017

Live a little! Don't get any bike insurance! Not required in Washington! Bikes are dangerous anyway! What a wuss, getting insurance!

I pay about $160 with Allstate, but it's part of a bundle. Also, I'm old, married, house owner, decent income, great driving record, cheap "adventure" bike, etc., so I get a better rate than 25, single, bad job, lives under a bridge, speeding tix, etc.
Dec 20th 2018, 11:21 AM   #25
 Lagomorpha's Avatar
  Apr 2016
  Seabeck, WA

  02 ZRX1200R
Allstate - one bike $251.51 a year mo. full coverage, liiability, underinsured, collision, comprehensive towing, and $1000 limit on optional equipment.

Never had an issue with serveral claims and always treated fairly.
Dec 21st 2018, 11:20 AM   #26
 fanatic291's Avatar
  Nov 2018
  Gig Harbor

  2016 Kawasaki ZX636R
Thanks for all of the replies.

I was able to get my policy with progressive for $120 a year for liability only with uninsured motorist on my 2016 ZX636r

Edited by fanatic291 on Dec 21st 2018 at 11:58 AM
Jan 2nd 2019, 08:05 PM   #27
  Jun 2016

I had a 13 zx6r and I think the forks are too soft for the track. I've never had a speeding ticket or been in an accident but progressive wants to charge me a lot for the full package so I just have liability for my 16 r1. I'm pretty confident that my bike won't get stolen or that I will be at fault. However if a bike crashes into a car it can destroy it and greatly injure the passengers so liabilty is a must for me. Do I want to pay $30 a month or perhaps get stuck with a $100k bill. I've canceled my bike insurance because it's winter.
Jan 7th 2019, 09:45 AM   #28
 tod701's Avatar
  Jan 2016

Liability only with Nationwide for both a CRF250X (converted streeet legal) and a CRF230L was $85 total for a year.

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