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Jan 17th 2019, 01:04 PM   #31
 alienbogey's Avatar
 
  Feb 2016
  Gig Harbor

I get to Hawaii a fair amount and my completely anecdotal estimate is that 80% of riders have no helmet at all. 15% have a novelty store beanie helmet. Maybe 1 in 20 has a full face lid. Maybe.

Harley dealers on the island offer beanie helmets to renters. An Eagle Rider outfit has no helmets to offer renters that I've seen, but maybe they do because I haven't asked as I bring my own.

As for everything else: Shorts, t-shirt and flip flops are most common on everything from tourist scooters to Harleys to sport bikes. I've never seen anyone besides myself in what might be called proper gear (I bring my armored kevlar jeans, boots, jacket, etc).
tod701 and Chrishil54 like this.
Jan 17th 2019, 08:28 PM   #32
 
  Jan 2016
  Gig Harbor

  BMW F650GS / BMW R12R
Quote:
Originally Posted by Buckwheet
Itís all about the Benjamins...
Insurance Companies statistically pay out less money for crashes to dead, helmetless motorcyclists than alive helmeted riders.
Let that sink in for awhile.
Yes, that seems plausible, but they occasionally get burned for paying for decades of skilled nursing facility care for brain-dead vegetables, too. I'd really like to know how the actuaries calculate that risk.
Jan 18th 2019, 06:29 AM   #33
 Bald Guy's Avatar
 
  Jan 2016
  Kennewick

  Versys 1000 SE LT+, Ural Patrol and a shit load of BN125
Quote:
Originally Posted by FidalgoRob
Yes, that seems plausible, but they occasionally get burned for paying for decades of skilled nursing facility care for brain-dead vegetables, too. I'd really like to know how the actuaries calculate that risk.
Interesting question.

I know the argument is made by the no helmet law folks that insurers still insure riders in no helmet states and their rates are not any higher than helmet states.

Is it due to the fact stated above? Is it due to the fact there is no increased risk in the helmetless pool, or is it a possibilty they spread the risk over a larger population, dinging those in places that require a helmet more to keep helmet less rider's rates more reasonable?

Hmmm...
Dusty
Jan 18th 2019, 05:41 PM   #34
 Buckwheet's Avatar
 
  Jan 2016
  Tri-Cities, WA

  Aprilia, Honda, Suzuki & Triumph
It would be nice to more information on the subject.

AFAIC While I’m intensely dislike being taxable for making a personal freedom choice, I will choose to wear the best helmet I can afford. End of rant.
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