Instagram     

Go Back   PNW Moto > PNW Moto > Motorcycles

Motorcycles For topics and discussions about all motorcycle makes and models

Like Tree16Likes
Closed Thread
 
Thread Tools
Apr 20th 2016, 12:24 AM   #31
 liberpolly's Avatar
 
  Jan 2016
  Seattle

  Ducati Diavel, Aprilia Scarabeo
Quote:
Originally Posted by Lena
Not all coffee shops are Starbucks, hah!
There's also Bauhaus.

Apr 20th 2016, 06:50 AM   #32
 SlimBeatty's Avatar
 
  Jan 2016
  Beaverton, OR

  08 FZ1
I had a similar thing happen to me

Coffee shops are great for parking your Ducati-900rr-tipped.jpg

Never a good day when you come out to see this
Apr 20th 2016, 07:41 AM   #33
 coastrider's Avatar
 
  Jan 2016
  Oregon Coast

  2017 BMW R1200RT
A couple questions about this.

As best you can tell, what are the details of the car-bike encounter? Did the car hit the bike at any sort of high speed? (Seems unlikely in a parking lot.) Did the car drive up on the bike with a wheel or part of the car? I am trying to understand what beyond just falling over happened to your bike to cause enough damage to have an insurance company consider that the bike might be totaled.

I would expect that an insurance company would calculate cost of repair or cash equivalent of a comparable vehicle and then go with the least cost. If the initial reaction of the insurance company was that the bike was totaled they must have thought that cost of repairs would be nearly the same as purchase of a new bike. Is that the case here?

Why did you go with having the bike repaired instead of replaced? All I can think of is that there must be a long lead time for a new bike or you had already invested significant time in customization. Seems that with only a couple hundred miles on the bike having it considered totaled would have meant the insurance company would replace it with a brand new one. Correct me if I am wrong there. And if so, and if you could get a new one reasonably quickly, wouldn't that be better than having a damaged bike repaired?
Apr 20th 2016, 08:23 AM   #34
 
  Jan 2016
  Lynnwood WA

  2007 Yamaha FZ6, 2008 Aprilia Tuono & 2009 Yamaha WR250R
Not sure if bike insurance works the same way, but with car insurance, when a vehicle is considered totaled, you can either take what they determine to be the cash value (minus deductible) and or you can have them deduct the scrap value from your check and keep the car. When the rig is mainly totaled due to cosmetic damage, the latter is often the way to go. You can repair it and pocket the remaining cash. Did that once when I "totaled" my girlfriends Datsun 410. I rear-ended someone and since it was only worth $400 (after deductible), they gave her $360 and she kept the car. I put a replacement front clip on it for $150 and we then went out to a fancy dinner place.
tchase likes this.
Apr 20th 2016, 08:32 AM   #35
 tchase's Avatar
 
  Jan 2016
  Buckley

Quote:
Originally Posted by coastrider
A couple questions about this.

As best you can tell, what are the details of the car-bike encounter? Did the car hit the bike at any sort of high speed? (Seems unlikely in a parking lot.) Did the car drive up on the bike with a wheel or part of the car? I am trying to understand what beyond just falling over happened to your bike to cause enough damage to have an insurance company consider that the bike might be totaled.

I would expect that an insurance company would calculate cost of repair or cash equivalent of a comparable vehicle and then go with the least cost. If the initial reaction of the insurance company was that the bike was totaled they must have thought that cost of repairs would be nearly the same as purchase of a new bike. Is that the case here?

Why did you go with having the bike repaired instead of replaced? All I can think of is that there must be a long lead time for a new bike or you had already invested significant time in customization. Seems that with only a couple hundred miles on the bike having it considered totaled would have meant the insurance company would replace it with a brand new one. Correct me if I am wrong there. And if so, and if you could get a new one reasonably quickly, wouldn't that be better than having a damaged bike repaired?
The cost for OEM replacement parts for Ducati are insane, a simple tip over can exceed the value of the bike in cosmetics alone...
Apr 20th 2016, 09:06 AM   #36
 
  Jan 2016
  Lynnwood WA

  2007 Yamaha FZ6, 2008 Aprilia Tuono & 2009 Yamaha WR250R
Should add that if you keep & fix up a "totaled" bike, you'll end up with a Salvage Title, which will obviously impact its worth when you go to sell it. But if you plan on keeping it anyway, what the hell, why not just ride the piss out of it and not worry about its resale value. If nothing else, it can then be your track bike.
Apr 20th 2016, 09:42 AM   #37
 Longrides's Avatar
 
  Feb 2016
  Skagit Valley

  2007 Ducati Multistrada
Quote:
Originally Posted by coastrider
A couple questions about this.

As best you can tell, what are the details of the car-bike encounter? Did the car hit the bike at any sort of high speed? (Seems unlikely in a parking lot.) Did the car drive up on the bike with a wheel or part of the car? I am trying to understand what beyond just falling over happened to your bike to cause enough damage to have an insurance company consider that the bike might be totaled.

I would expect that an insurance company would calculate cost of repair or cash equivalent of a comparable vehicle and then go with the least cost. If the initial reaction of the insurance company was that the bike was totaled they must have thought that cost of repairs would be nearly the same as purchase of a new bike. Is that the case here?

Why did you go with having the bike repaired instead of replaced? All I can think of is that there must be a long lead time for a new bike or you had already invested significant time in customization. Seems that with only a couple hundred miles on the bike having it considered totaled would have meant the insurance company would replace it with a brand new one. Correct me if I am wrong there. And if so, and if you could get a new one reasonably quickly, wouldn't that be better than having a damaged bike repaired?
That bike model is not made anymore, Ducatis aren't as numerous as Japaneses bikes.
Closed Thread

  PNW Moto > PNW Moto > Motorcycles

Tags
coffee, ducati, great, parking, shops



Thread Tools
Display Modes


Similar Threads
Thread Thread Starter Forum Replies Last Post
2016 R1, how great is it? Envisiontj Motorcycles 36 Sep 2nd 2016 08:26 PM
Someone tell me about free motorcycle parking in Seattle... albatrosscafe Seattle 12 Jun 10th 2016 10:37 PM
PSA: PDX Parking Andenthal Portland 1 May 6th 2016 07:25 PM
Great day to ride to Yakima! Triumph Chick Bellingham 15 Apr 25th 2016 05:15 AM
nice 100 mile ride and great food SilvieFox Ride Reports 0 Apr 1st 2016 10:06 PM




Copyright © 2018 PNW Moto. All rights reserved.