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May 15th 2017, 02:41 PM   #16
 DocB's Avatar
 
  Feb 2016
  Poulsbo, WA

  Aprilia RSV Mille, CB77, CB750K
I'll just throw out that some of the prices being mentioned could be low due to the fact that the owner has other vehicles insured with the same company. My car insurance company does not do motorcycles, so I have Progressive for my Ape. Both of these policies were acquired through AAA who claims to do a lot of shopping for good rates, but WTF do I know? $43.75 a month for the Ape. But adding a second bike was only about $25 a month more, IIRC.
May 15th 2017, 03:37 PM   #17
 Balut's Avatar
 
  Jan 2016
  Bellingham

$22/month Progressive. 07 ZX6R
May 15th 2017, 04:07 PM   #18
 larsvons's Avatar
 
  Jan 2016
  PDX

  '15 KLZ1000BFF (BEST FRANDS 4EVER!)
Quote:
Originally Posted by Matlock
I had Geico for 2 years before my first claim, my gear was stolen from my bike, they basically told me I had no proof anything was stolen because the luggage was taken as well. Even with the police report. The second time about 6 months later my bike was biked into in a parking lot, they basically told me my bike probably fell over due to my carelessness, I threatened to sue them because I had clear evidence it was backed into, they paid and I dropped them for State Farm.
I've also watched several friends deal with them, and it's just not worth it. I'm glad your experience was positive but their overall reviews show you experience to be pretty rare.


Sent via iPhone
Hm, good to know. Looks like I should be checking out State Farm anyways!
May 15th 2017, 04:39 PM   #19
 GPD323's Avatar
 
  Jan 2016
  Spanaway

StateFarm.

3 bikes, full coverage with 250/500 deductibles, uninjured motorist.

$119 a month. I live near JBLM which is considered a high crime area.
May 15th 2017, 05:45 PM   #20
 That One Guy's Avatar
 
  Jan 2016
  Beaverton

Quote:
Originally Posted by Willow
Another one for State Farm. Had them for years. Currently 36 dollars a month for my 848, even after I claimed a totaled previous sport bike. They gave me a very good settlement. My rates did not change, but that was the only thing on my record.
This mirrors my experience. Both my bikes with State Farm are $36 a month.

When I laid one down 2 years ago they promptly covered the going rate of the bike online (more than I paid for it), and all of my gear without question and did not raise my rates.
May 15th 2017, 08:46 PM   #21
 Kawicakes's Avatar
 
  May 2017
  Olympia

  Suzuki GSXR 600
I have full coverage on my 650r and I pay 340 a year, and that is through Progressive, after having totaled my Jetta last year by way of elk on I-90. Pretty reasonable I think.
wooden likes this.
May 16th 2017, 07:37 AM   #22
 Sentinel's Avatar
 
  Jun 2016
  Poor Tortured

Quote:
Originally Posted by GPD323
... near JBLM which is considered a high crime area.
soldiers. pfft.
May 16th 2017, 11:58 AM   #23
 wooden's Avatar
 
  Jan 2016
  PDX

  '14 St3R, '05 DR650
Quote:
Originally Posted by Kawicakes
I have full coverage on my 650r and I pay 340 a year, and that is through Progressive, after having totaled my Jetta last year by way of elk on I-90. Pretty reasonable I think.
I'm also on Progressive, and pay $353/year for 3 bikes. My Street Triple R (they don't like the letter 'R' in bike names, or so I've heard) is the vast majority of that @ $238/year (of which $138 is the comprehensive coverage with $500 deductible). $1000 comprehensive deductible on Suzuki DR650 only costs $40/year.

Similarly, my car insurance for a 2002 WRX is $582/year ($291 every 6 months) for the bare minimum (no comprehensive/collision/etc.). However, I did get a 20% discount using their Snapshot program by driving like a saint while that thing was plugged in.

FWIW, I do not have a shiny driving record... I average 1 speeding ticket per year in the car, none on the bike. Not sure if car speeding tickets affect motorcycle insurance rates.
May 16th 2017, 03:20 PM   #24
 Chrishil54's Avatar
 
  Jan 2016
  Kirkland

  V-Star 1100 Custom
Progressive here.

If you have taken a rider's training course in the last few years, some companies might give you a break on the premiums. Ask your agent and have proof with you...
May 16th 2017, 10:09 PM   #25
 Bikehamster's Avatar
 
  Jan 2016
  Whatcom county

Thanks for all the imput. I appreciate it.
May 17th 2017, 05:34 AM   #26
 
  Jan 2016
  Lynnwood WA

  2007 Yamaha FZ6 & 2008 Aprilia Tuono
Remember too when folks are providing what they pay, besides their driving record and age, what KIND of coverage and deductibles they have makes a huge difference in their rates.
May 17th 2017, 08:12 AM   #27
 albatrosscafe's Avatar
 
  Jan 2016
  Issaquah

  2015 Yamaha FZ-07
Have not had insurance on my FZ-07... I probably should get at least liability soon... I have skirted by without it for several years so far.
May 17th 2017, 10:50 AM   #28
 Greg's Avatar
 
  Apr 2016
  PDX

  2014 Triumph Daytona 675R
I called and got rates before purchasing my current bike \_(ツ)_/

On my 1st bike I bought an older used one and carried liability only. Collision is large part of the premium, and being a new rider on a new bike I can't blame them

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May 17th 2017, 08:07 PM   #29
 
  Mar 2016
  Seattle

  '15 Grom, '08 BMW K12GT, '06 Honda CBR1000RR, '04 BMW R1150GS
Comparing rates here doesn't mean much unless you also include your age, driving record, home address, whether the bike will be garaged or stored outside, and the duration of your MC endorsement.

These variables affect your rates at least as much as the bike you're insuring.
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